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Archive

Dive into a collection of past posts and rediscover timeless content.

Newsletter

Three announcements that aren't embedded finance but should be on your radar

Jul 29, 2025

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10 min read

Three announcements that aren't embedded finance but should be on your radar

Porsche switches credit card providers to Nordiska Bank & Enfuce, Nordea partners with Mynt for SME expenses, and ClearScore launches embedded marketplace. Why these moves matter for embedded finance.

Lars Markull
Lars Markull

Podcast

Bank Partnerships 2.0: Why Fintech Lessons Matter for Embedded Finance With Richard Würl from Redstone

Jul 24, 2025

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7 min read

Bank Partnerships 2.0: Why Fintech Lessons Matter for Embedded Finance With Richard Würl from Redstone

Discover the 5 partnership models Fintech startups use with banks and why these strategies are crucial for embedded finance success. Expert insights included.

Lars Markull
Lars Markull

Newsletter

Dext adds payments, Pleo goes embedded, Unit launches lending

Jul 22, 2025

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9 min read

Dext adds payments, Pleo goes embedded, Unit launches lending

Weekly embedded finance updates: Dext partners with Airwallex for integrated payments, Pleo launches embedded expense management for banks, and Unit expands into lending for SaaS providers.

Lars Markull
Lars Markull

Newsletter

Two Embedded Finance Acquisitions Reshape European Market

Jul 15, 2025

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7 min read

Two Embedded Finance Acquisitions Reshape European Market

Alpaca acquires Wealthkernel to accelerate European expansion while Dutch accounting platform Snelstart buys embedded banking provider Flow. Plus: ToolTime's embedded finance journey and latest fintech M&A trends.

Lars Markull
Lars Markull

Podcast

Peace of Mind as a Product: How ToolTime Turned Payment Friction into Their Next Revenue Stream

Jul 10, 2025

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5 min read

Peace of Mind as a Product: How ToolTime Turned Payment Friction into Their Next Revenue Stream

Discover how ToolTime built embedded finance for German craftspeople, choosing embedded banking over open banking. Real revenue insights from 20K+ users.

Lars Markull
Lars Markull

Newsletter

Three Markets, One Trend: Embedded Lending is Expanding Across Europe

Jul 8, 2025

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8 min read

Three Markets, One Trend: Embedded Lending is Expanding Across Europe

Stripe Capital enters Germany, Polish e-commerce giant Shoper launches merchant financing, and pharmacy marketplace Onfy pioneers healthcare lending. Discover how embedded finance is reshaping European markets across industries.

Lars Markull
Lars Markull

Newsletter

Adyen Doubles Down on Embedded Finance; Wolt's Fintech Journey

Jul 1, 2025

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9 min read

Adyen Doubles Down on Embedded Finance; Wolt's Fintech Journey

Adyen Co-CEO reveals 63% embedded finance revenue growth strategy while Xero acquires payments fintech Melio for $3 billion to compete with QuickBooks in the US market.

Lars Markull
Lars Markull

Podcast

From Food Delivery to Embedded Finance - Wolt's Journey to Financial Services with Anniina Heinonen

Jun 26, 2025

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4 min read

From Food Delivery to Embedded Finance - Wolt's Journey to Financial Services with Anniina Heinonen

Learn how Wolt transformed from food delivery platform to regulated financial institution across 20+ European markets with embedded finance products.

Lars Markull
Lars Markull

Newsletter

Bad Week for Embedded Finance? ING-Amazon Split & Intergiro License Loss Explained

Jun 24, 2025

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8 min read

Bad Week for Embedded Finance? ING-Amazon Split & Intergiro License Loss Explained

Embedded finance reality check: Why ING-Amazon split, what Intergiro's license loss means, and how European payment providers are fighting back.

Lars Markull
Lars Markull

Newsletter

My Virtual Event Experiment Continues + ToolTime's Embedded Payments Growth Signals

Jun 17, 2025

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7 min read

My Virtual Event Experiment Continues + ToolTime's Embedded Payments Growth Signals

Following up on my first virtual embedded finance event success (26/37 attendees!) plus analyzing ToolTime's €2B invoice volume and what Adyen's case study reveals about embedded payments adoption in Germany's craft industry.

Lars Markull
Lars Markull
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