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Archive

Dive into a collection of past posts and rediscover timeless content.

Podcast

From Food Delivery to Embedded Finance - Wolt's Journey to Financial Services with Anniina Heinonen

Jun 26, 2025

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4 min read

From Food Delivery to Embedded Finance - Wolt's Journey to Financial Services with Anniina Heinonen

Learn how Wolt transformed from food delivery platform to regulated financial institution across 20+ European markets with embedded finance products.

Lars Markull
Lars Markull

Newsletter

Bad Week for Embedded Finance? ING-Amazon Split & Intergiro License Loss Explained

Jun 24, 2025

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8 min read

Bad Week for Embedded Finance? ING-Amazon Split & Intergiro License Loss Explained

Embedded finance reality check: Why ING-Amazon split, what Intergiro's license loss means, and how European payment providers are fighting back.

Lars Markull
Lars Markull

Newsletter

My Virtual Event Experiment Continues + ToolTime's Embedded Payments Growth Signals

Jun 17, 2025

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7 min read

My Virtual Event Experiment Continues + ToolTime's Embedded Payments Growth Signals

Following up on my first virtual embedded finance event success (26/37 attendees!) plus analyzing ToolTime's €2B invoice volume and what Adyen's case study reveals about embedded payments adoption in Germany's craft industry.

Lars Markull
Lars Markull

Podcast

Embedded Lending: Build vs. Buy - A Founder's Hard-Won Lessons with Mark Hollemann

Jun 12, 2025

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4 min read

Embedded Lending: Build vs. Buy - A Founder's Hard-Won Lessons with Mark Hollemann

Learn when to build vs buy embedded lending solutions. Mark Hollemann shares hard-won lessons from founding a $1 million ARR lending platform that ultimately shut down.

Lars Markull
Lars Markull

Newsletter

Exclusive: Shopify Capital Quietly Expands to Europe

Jun 10, 2025

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7 min read

Exclusive: Shopify Capital Quietly Expands to Europe

Shopify Capital expands to the UK & Germany, Banxware transitions to forward flow model with €10M funding, and Shuttel launches Visa Fleet mobility cards.

Lars Markull
Lars Markull

Newsletter

Why telecoms are giving up on banking (but e-commerce isn't)

Jun 3, 2025

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9 min read

Why telecoms are giving up on banking (but e-commerce isn't)

From Orange Bank's exit to Mercado Libre's digital banking ambitions and Sage's embedded accounting expansion - why e-commerce beats telecoms in finance.

Lars Markull
Lars Markull

Podcast

Accountable built an embedded banking product because PSD2 failed them with Tino Keller

May 28, 2025

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4 min read

Accountable built an embedded banking product because PSD2 failed them with Tino Keller

Tino Keller shares how Accountable launched an embedded banking product for freelancers after PSD2 and open banking failed to deliver a smooth user experience.

Lars Markull
Lars Markull

Newsletter

Join the Debate: Retailers in Embedded Finance | Lending Moves from Glovo & Ageras

May 27, 2025

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8 min read

Join the Debate: Retailers in Embedded Finance | Lending Moves from Glovo & Ageras

Join our first virtual event on retailers in Embedded Finance. Plus, read about new embedded lending deals from Glovo and Ageras — and what Seccl’s funding says about the future of embedded investing.

Lars Markull
Lars Markull

Newsletter

eBay's embedded lending offering is coming to Germany

May 20, 2025

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10 min read

eBay's embedded lending offering is coming to Germany

eBay partners with YouLend for German merchant lending, Juuli launches freelancer credit cards, and former B2C fintech Auric transforms into an infrastructure provider. Plus industry insights and upcoming events for embedded finance professionals.

Lars Markull
Lars Markull

Newsletter

Beyond Software: allO and Circula's Embedded Finance Journey

May 13, 2025

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8 min read

Beyond Software: allO and Circula's Embedded Finance Journey

Explore how restaurant software provider allO and expense management platform Circula are transforming their business models through innovative embedded finance solutions, blurring the lines between traditional software and financial services.

Lars Markull
Lars Markull
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