Germany - Embedded Finance Review

Kleinanzeigen Takes Control of Its Payment Infrastructure with Adyen

Kleinanzeigen migrates Secure Payment from OPP to Adyen, taking direct control of payment processing and fraud prevention for Germany's largest classifieds marketplace.

By Lars Markull

/ 4 Apr 2026

Kleinanzeigen Takes Control of Its Payment Infrastructure with Adyen

Solaris Is Cutting 80 Jobs and Calling Itself an AI-Native Bank. The More Interesting Shift Is Who It Now Wants to Serve.

Solaris cuts 80 jobs and pivots to AI-native banking. But the more interesting question is who the Berlin BaaS pioneer now wants to serve.

By Lars Markull

/ 30 Mar 2026

Solaris Is Cutting 80 Jobs and Calling Itself an AI-Native Bank. The More Interesting Shift Is Who It Now Wants to Serve.

SumUp Adds Investing. At What Point Do Its Merchants Still Need a Bank?

SumUp adds investing via Upvest. With payments, banking, lending, and now investing, do its merchants still need a traditional bank?

By Lars Markull

/ 30 Mar 2026

SumUp Adds Investing. At What Point Do Its Merchants Still Need a Bank?

OakNorth Acquires Monite. Here's What It Says About the State of Embedded Finance.

OakNorth acquires Monite to build invoice management and expense tools into its business banking product. A different kind of embedded finance exit.

By Lars Markull

/ 16 Mar 2026

OakNorth Acquires Monite. Here's What It Says About the State of Embedded Finance.

Airwallex Expands to DACH with €31 Million Investment

Airwallex launches in Germany with €31M investment. The Australian payments platform targets SMEs and embedded finance partnerships across the DACH region.

By Lars Markull

/ 3 Feb 2026

Amazon Germany partners with HypoVereinsbank and Banxware for embedded lending with credit lines up to €5 million

Amazon Germany adds HypoVereinsbank and Banxware to its lending programme. Credit lines up to €5m, decisions in three days, fully embedded in Seller Central.

By Lars Markull

/ 3 Feb 2026

Amazon Germany partners with HypoVereinsbank and Banxware for embedded lending with credit lines up to €5 million

Germany Expands Payment Cards Beyond Refugees to Unemployed Citizens

Germany extends its payment card program from refugees to unemployed citizens without bank accounts. Fourteen states use SocialCard while two chose alternatives, streamlining welfare distribution and reducing administrative burden.

By Lars Markull

/ 29 Nov 2025

Germany Expands Payment Cards Beyond Refugees to Unemployed Citizens

Why Doctolib's Practice Management Move Makes Embedded Payments Inevitable

Doctolib is moving from appointment booking to full practice software, positioning them to embed payments and other Embedded Finance products.

By Lars Markull

/ 24 Nov 2025

Why Doctolib's Practice Management Move Makes Embedded Payments Inevitable

EAM Launches Embedded Investment Product in Germany's Energy Sector

EAM's Savin launches Germany's first embedded investment product in energy. Customers combine electricity payments with automated savings and investment.

By Lars Markull

/ 4 Nov 2025

How a Swiss Bank Is Building Embedded Finance Partnerships Across Europe

Swiss regional bank Hypothekarbank Lenzburg is expanding across Europe through strategic acquisitions and embedded finance partnerships.

By Lars Markull

/ 11 Sep 2025

How a Swiss Bank Is Building Embedded Finance Partnerships Across Europe

Pleo Launches Money Market Fund Investment Feature in Germany

Pleo launches investment account for German businesses via Lemon Markets partnership. Why embedded investment is fintech's next growth opportunity.

By Lars Markull

/ 1 Sep 2025

Porsche Switches Credit Card Provider: Nordiska Bank and Enfuce Take Over from DKB

Porsche switches credit card portfolio from DKB to Nordiska Bank and Enfuce by fall 2025. Analyzing the embedded finance infrastructure behind co-branded cards."

By Lars Markull

/ 24 Jul 2025